18 percent of borrowers at 2-year colleges in Tennessee default on student loans


At North Central Institute, 25  percent of borrowers who started repaying student loans in 2014 defaulted on those loans by the end of 2016, according to the latest disclosure from the U.S. Department of Education.

The data includes two-year public colleges. The Federal Student Aid Office compiles data on schools receiving federal student aid who entered repayment on selected federal loans in the given fiscal year and defaulted before the end of the second fiscal year.

In total, 20 two-year institutions based in Tennessee reported 18,875 students entered repayment on student loans in 2014. And 3,401 – or 18.02 percent, above the national rate of 11.5 percent – defaulted on those loans

Tennessee 2-year schools with highest default rates

RankSchoolCityNumber of Borrowers in RepayNumber of Borrowers in DefaultDefault Rate (%)
1North Central Institute                                          Clarksville         561425.0
2Brightwood College                                               Nashville           73717623.8
3Sae Institute Of Technology                                      Nashville           882123.8
4Chattanooga State Community College                              Chattanooga         3,76883922.2
5West Tennessee Business College                                  Jackson             1693721.8
6Dyersburg State Community College                                Dyersburg           73015521.2
7Fortis Institute                                                 Cookeville          71013018.3
8Pellissippi State Community College                              Knoxville           2,19439117.8
9Nashville State Community College                                Nashville           2,57445717.7
10Concorde Career College                                          Memphis             1,08618416.9
11Northeast State Community College                                Blountville         1,02917416.9
12Columbia State Community College                                 Columbia            93915816.8
13Roane State Community College                                    Harriman            1,01916816.4
14Volunteer State Community College                                Gallatin            1,53424015.6
15Motlow State Community College                                   Tullahoma           4986913.8
16Walters State Community College                                  Morristown          5817212.3
17National College                                                 Nashville           6757611.2
18Chattanooga College - Medical, Dental

and Technical Careers      

Chattanooga         2672910.8
19Meridian Institute Of Surgical Assisting                         Nashville           165106.0
20John A Gupton College                                            Nashville           5611.7
Source: U.S. Department of Education Federal Student Aid Office

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